There will be no refunds for any reason, including but not limited to the following:

• The buyer already knows a setup.
• The buyer thinks a setup is obvious.
• The buyer thinks some setups are similar.
• The buyer disagrees with the seller regarding a setup.

Everything about the setups are just the seller's opinion. The seller is not responsible in any way for the buyer's profit or loss resulting from the application of the setups.

I agree with the above.

I will not disclose the setups to third parties.

Payment is processed by eBay's PayPal.

Payment can be made using a credit card, your PayPal account, or in some countries, a bank account. You will see the options in the checkout pages.

You do not need a PayPal account to pay. However, with a PayPal account, you can pay with either a credit card or a bank account. PayPal is free for buyers.

To add one item to existing selection, hold down the CTRL key when selecting.
To add a range of items, hold down the SHIFT key when selecting.